citibank executive response unit

Primary Location Salary Range: $62,250.00 - $93,370.00. Tell us has your experience with this business or person been good? Thank you for your support! Having satisfied requirements of savings and checking promotions, I initiated electronic withdrawal of $58,500 on 4/11/22. Im unsure if that affects the MLA benefits or not. Being an Executive Response Specialist reviews the underlying facts of the complaint, determines an appropriate solution, and delivers the response to the customer. The best answers are voted up and rise to the top, Not the answer you're looking for? Online tuition for regular school students and home schooling children with clear options for high school completion certification from recognized boards is provided with quality content and coaching. Wait until the statement emails to you before you pay them off. I believe Citibanks Executive Response Unit purposely misrepresented terms of its savings promotion after acknowledging that I met requirements of its checking promotion. Reach Citibank Executive CustomerService, Citibank Must Pay $700M Over Illegal Marketing, Collection Practices, Costcos AmEx To Visa Transition Isnt Going Great For Some Customers, Discover Bank Must Pay $18.5 Million Over Illegal Student Loan Servicing Practices, Citibank Caught Screwing Up Credit Card Debt Collections, Must Refund $5M, Costco Citi Card Users Receive Cancellation Notices, Are Very Confused. Read More Read Less. Check out all of the credit cards that waive annual fees for military, including Marriott cards, Hilton cards, Delta credit cards, all Chase cards, and all Amex cards, including the Amex Platinum. WebExecutive Response Unit - Brands Manager (Hybrid) ID 23636227 Jacksonville, Florida, Florence, Kentucky, Gray, Tennessee, Sioux Falls, South Dakota; Operations - Core Internet, Andre The Wholesaler Andre Benison Our Degree programs are offered by UGC approved Indian universities and recognized by competent authorities, thus successful learners are eligible for higher studies in regular mode and attempting PSC/UPSC exams. readers executive customer service customer service card act success stories phone numbers personal finance banks citi money credit cards. You seem to be hanging your entire complaint on not being able to see the "original" check and not receiving any "bill". Some users report that your statement should close with a balance LESS THAN the annual fee divided by .36 but greater than $0. Clarification!!! The average hourly pay for an Executive Response Specialist is $37 per hour. Like most large banks, Citibanks (NYSE: C) customer service units are often filled with call center workers that have limited amounts of training and cannot really do much to help you beyond a prescribed set of remedies setup by corporate policy years before your call even begins. EXECUTIVE RESPONSE UNIT-CITI, Financial Banking Institution. I had to cancel that credit card (((REDACTED))) on my name Maria Solares and got a new Credit Card the next day MC Citibank. accounts for 75 percent of Citigroups total assets. This is to ensure that the annual fee is 36% of your usable credit and therefore it will trigger an MLA fee waiver. Want more consumer news? Does this account show up on your credit report? Finally, troubleshooting requires confirmation that the solution restores the product or process to its working state. Events or inputs to the system are expected to generate specific results or outputs. WebDirector, Executive Response Unit. Does anyone have this card and got the AF waived? Citibank conducted a very in depth and thorough investigation into the criminal actions of Alice Gail Harris and sent their findings to me. As such if the check comes back as bad you are responsible. I asked for clarification of the terms of (my) account that I was accused of violating leading to closure of my accounts. Applies in-depth disciplinary knowledge through provision of value-added perspectives or advisory services. I missed this on my Citi Premier this year and had to pay the annual fee. Utah State Internet, Tri North Lighting Inc. dba ledchristmaslighting.com Made incorrect claims about shipping product, sent different product from advertised, ignored my request to send me a prepaid shipping label so I could return product. I have never had this issue before. Alice should try shoplifting in Dollar Tree instead. Citi is an equal opportunity and affirmative action employer. The Citi Prestige Travel Rewards Credit Card normally has a $495 annual fee. Citibank, N.A. Your next logical comment might be, "Why didn't they consult this list for the # you provided at the time of application? program which is essential for my career growth. Provides operational/service leadership and direction to team (s). I believe Citibanks Executive Response Unit reversed its decision to close my accounts only as a result of the hours I spent advocating on my own behalf. Generally, telling a financial institution that you will be submitting a complaint, as long as the complaint is valid, to the CFPB will get the institution to act much quicker. Do we send the MLA email after being approved for the card or after the end of the first statement ? The only way you will be able to cancel your credit card will be to verify your identity. Register for your account and get started with our industry leading people contacts search engine. J They charge me for 6months on my MC credit card $98.71for a product I never ordered. The posting time indicated is Arizona local time. Can members of the media be held legally responsible for leaking documents they never agreed to keep secret? I never ask for it, nor cancel because I never ordered anything from this company. Citi Unethical business practices, Modern day thievery St. Louis Nationwide, citibank incessant finance charges after paying cc in full Internet, Best Buy Citibank North America Credit Card I warn everyone to think quadruple times over before giving best buy any business, because if this has happened to meit could defiantly happen to you. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. What is the lowest pay for an Executive Response Specialist at Citibank, Na? One good customer service experience can change the entire perception a customer holds towards the organization. File your review. I suspect they want you to call in and be talked out of it. Get introduced. Back at home, I called again but this time to cancel the card. I applied when the balance was $0. United States, Texas, San Antonio. Sioux falls South Dakota, Citibank Sends 1099C reporting cancelled debt in 2009 Sioux Falls, South Dakota, CITIBANK INDUCEMENT OF FINANCIAL HARDSHIP Columbus Ohio, Citibank N.A. Hiding negative complaints is only a Band-Aid. Step 1: Stop wasting your time being on phone with Philippines cost center and using ChatGP to understand what in name of are they saying in their PhilEnglish language. All business will get complaints. Want more consumer news? they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Thanks to may of the reddit folks that gave tidbits how to do it . I believe Citibanks Executive Response Units reversal of its decision to disqualify me from the savings bonus reflects the impropriety of its previous assertion. Valley Stream Upon request, I submitted bank records showing the source of the $60,000 that was frozen across my checking and savings accounts. Thank you. Elizabeth Broekemeier has been working as a SD Response Unit Executive at Citibank for 8 years. the 10/12 Board In my situation Id be applying for the card while on active duty, not before. Thanks for visiting Consumerist.com. Oh, please. All rights reserved. Citibank representatives (via account services and the fraud department) refused to provide any detail surrounding the alleged fraud alert. The Citi Prestige is a excellent travel rewards credit card for military servicemembers and their spouses. New York New York, Sears/Citibank credit card Sherwin Williams Longmont Colorado Military Money Manual has partnered with CardRatings for our coverage of credit card products. I would then first submit a complaint to the company, then to the CFPB. This is a similar policy to the The Platinum Card from American Express military benefits and Chase Sapphire Reserve Card military perks. I reported it to the credit bureaus and 30 days all was closed. I have perfect credit and sometimes when I apply for a car loan Citibank or capitol one will deny it because they can't verify my phone number. I believe Citibanks Executive Response Units reversal of its decision to close my accounts reflects the impropriety of Citibanks original action. They charge for 6months $98.71 and we did not realized the fraud. How to cancel a credit card and verify it was closed. What you received is what was legally required for them to do, and would be the same with ANY bank. Can dialogue be put in the same paragraph as action text? Recourse with Credit Card company after victimized by fraud? You dont need to carry a balance, you just need to have a non $0 statement. Account ending in XXXX. Does cancelling a credit card affect my credit score? You can compare the AMEX Platinum vs the CSR in this article. How to check if an SSM2220 IC is authentic and not fake? Lies. All the courses are of global standards and recognized by competent authorities, thus Please HELP me!! If you are one of the hundreds that made the mistake to deposit hard earned money in Citi and they blocked your account for no reason like in my case, here is what you need to do to hopefully reopen them before 60 days the incompetent call center in Philippines is telling you. so why was this ''bad check'' sent all over the world with multiple tranactions and they claim i owe them something now and make threats with chexsystems, when i was never given a 'bill'' and or never received any affidavit or swron statement of a wrong doing, this is crazy this amount of fraud , they use word semantics and smoke and mirrors and threats to get you to pay them for the third time, this is evil wickedness these bankers satanic liars thieves indeed, and on the CFBP website they cannot answer any question with clarity, they like to use distractive sideways talk like bill clinton, yeah, they cant answer one question from me, so what i would like to see is the original check, and the proof of any ''debt'' AND THIER SIDE O0F THE LEDGER AKA ''SECRET BOOKEEPING''. Who to complain to? https://www.ripoffreport.com/reports/citibank/san-antonio-texas-78245/citibank-jerry-reeve-executive-response-unit-trying-to-extort-funds-when-there-is-no-debt-1432299. Citibank has an executive response office in New York City which customers can call at (718) 248-6433. I continue to monitor social media outlets that are also rife with such complaints. Having trouble getting people at Citibank to help you out? Determining the most likely cause is a process of eliminationeliminating potential causes of a problem. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. The ICG segment provides wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance, and securities services to corporate, institutional, public sector, and high-net-worth clients. The CSR did confirm for me what Spencer outlines above: you need a balance on the card during the statement closing month in which the AF is due in order to exceed the 36% APR requirement for MLA benefits to kick in. credit cards citibank banks phone numbers executive customer service customer service. With the Electronic Banking Regulations a check is no longer sent from Institution to Institution, it is all done electronically so the check won't have all of the institutional markings you want to see. I was in search of an online course; Perfect e Learn FairShake edits this text only to remove private information and profanity. NY, New York Its ok if its late. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Walmart Inc. Stake Boosted by Rainsberger Wealth Advisors Inc. Cisco Systems, Inc. (NASDAQ:CSCO) Holdings Reduced by Meritage Portfolio Management, Johnson Financial Group LLC Purchases 40,651 Shares of Vanguard Small-Cap ETF (NYSEARCA:VB), Sage Mountain Advisors LLC Sells 606 Shares of Texas Instruments Incorporated (NASDAQ:TXN), Sage Mountain Advisors LLC Has $3.04 Million Position in iShares Core S&P Small-Cap ETF (NYSEARCA:IJR), Vanguard Total Stock Market ETF (NYSEARCA:VTI) is Johnson Financial Group LLCs 4th Largest Position. I ordered 3 guitars from a Facebook ad. Can someone please tell me what is written on this score? I tried to use it for the first time to buy an iPhone (approximately $1000). Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. Until then the account will remain in a "quasi-open" state. As a side note, without prompting, the CSR did give me 5,000 TY points for the inconvenience and misunderstanding. Troubleshooting is needed to identify the symptoms. I overpaid the IRS. The last email communication was on Wed at 11:03pm with a confirmation code and a promise to meet to exchange the keys. Salaries can vary widely depending on the region, the department and many other important factors such as the employees level of education, certifications and additional skills. Troubleshooting: Troubleshooting is a form of problem solving, often applied to repair failed products or processes on a machine or a system. 4. (Nothing was printed, for example). But I'm told that too many open lines of credit is bad and you should explicitly close them (not just stop using them). Spencer, Do you need to keep the balance greater than $0 but less than $1375 every monthly statement in order to avoid the annual fee? The protection of our cardmembers is a high priority, and verification policies and programs, such as the Fraud Early Warning (FEW) Referral System, are in place to ensure that protection. @Dave how do you know for sure this isn't an issue where they got a couple digits flipped or something when entering PII? This issue involves you depositing a check from someone you don't know, who sent you a check and asked you to send them money(or gift cards) back. I believe Citibanks Executive Response Unit attempted to lend credibility to a contrived fraud alert by requesting external banking records substantiating original funding of my accounts. For example, on the Citi Prestige with a $495 annual fee, you take 495 / .36 and get $1375. The best you can do in this case is try to work something out with them. AAdvantage Seduced me with statement credit but did not deliver credit New York, Citibank Secured Credit Card Secured Card is a Scam New York Florida, Bank Fraud, Credit Card Service, Collection Agency, FHT*BINJIAN CO AIP*GZHCMY TA CO. Verified by Visa - payment site is asking for social security number. How can I tell if my account is receiving MLA benefits or not? WebExecutive Response Unit - Brands Manager (Hybrid) The Quality Manager provides full leadership and supervisory responsibility. After all if you knew it was a "bad" check you would knowingly be committing fraud. It should be noted that there was no legitimate reason for suspicion, no less a fraud alert, and much less closure of my Citibank accounts. Looks like the account has to be opened after 2017 in order to qualify for MLA benefits. How can I make inferences about individuals from aggregated data? We have received your inquiry that was submitted to the Consumer Financial Protection Bureau regarding authorizations that were declined on your above-referenced account. It does Check out some of our greatest hits below, explore the categories listed on the left-hand side of the page, or head to CR.org for ratings, reviews, and consumer news. They develop goals, strategies and plans to meet the companys needs. On June 2, 2022, the Executive Response Unit denied my request for further compensation. Any unexpected or undesirable behavior is a symptom. ", and my response will be, "Johnny, you're being too logical" :). Had I known it was that easy, I could have saved myself some elevated blood pressure by hanging up sooner. It should waive the fees of $99/year, but I wont know until 10 months from now. Why cookies on the Citigroup website? So it doesnt need to be some extravagant amount, just something so that when the AF is applied, it exceeds the 36% APR rule. So another company with more common sense gets my money. Here is how to un block citi account and get access to your money without waiting 60 days. Citibank NA, its subsidiaries, and affiliates a response within 2 working days of receipt of their complaint at Citibank. WebAn Citibank, Na Executive Response Specialist's compensation ranges from $68,818 to $87,943, with an average salary of $77,615. Process of finding limits for multivariable functions, Mike Sipser and Wikipedia seem to disagree on Chomsky's normal form, How small stars help with planet formation, Use Raster Layer as a Mask over a polygon in QGIS, How to turn off zsh save/restore session in Terminal.app. To be an Executive Response Specialist typically requires 2 to 4 years of related experience. We follow a systematic approach to the process of learning, examining and certifying. Open Restricted Document #1. (Photo: thecornballer). (Manager)Director, Director, Executive Response UnitatCitibank Texas, N.a Carol Colunga Contact Information Email******@citigroup.com LinkedIn Profilelinkedin.com/in/carol-cattaetnga-a8346ulamtan Office phone+241 01 44 6112 CompanyCitibank Texas, N.a American Indian Alaska Native Tribal Nations. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. I e-mailed my first complaint to that unit on April 20, 2022. Citibank has an executive response office in New York City which customers can call at (718) 248-6433. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Follow Steps in this order there is a reason for it by the way. Just spend money in whatever month you get charged the annual fee. Provide MFDs Support for the Imaging devices (print/scan/copy/fax) at theresponse activities in the event of emergency situations at local site Provide basic AV and including executive talking points, call scripts, media statements, Q&As, etc. I verified a bunch of info and then they said what phone number are you calling from? If you would like to see more Rip-off Reports on this company/individual, search here: You are a bit misinformed on a few things. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". That'll get their attention and force the account closed. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. What do,I have to cancel for something I never ordered? West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. exams to Degree and Post graduation level. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Here you can find 12 years worth of articles on everything from how to avoid dodgy scams to writing an effective complaint letter. @AndreDa (twitter handle) He charge my Citibank credit card on 3/9/2018 and did not convey property Chicago Illinois, Real Estate Fraud, Real Estate Scam Artist, Seller Networks Telephone sold me a service to sell my car but I tried to cancel within hours, could not, Citibank failed to protect also California, Home Depot/Citibank Citibank Fraudulent charges on my home depot Sioux Falls South Dakota, Juva Cell Skin Care Internet Fraud They said that they send something to my home. Sense gets my money first complaint to the credit bureaus and 30 all! 718 ) 248-6433 person been good sent their findings to me Perfect e Learn FairShake this!, its subsidiaries, and would be the same paragraph as action text online ;! 495 /.36 and get access to your money without waiting 60 days checking. Follow a systematic approach to the process of learning, examining and certifying fraud department ) refused to any. With credit card affect my credit score in and be talked out it..., not the answer you 're being too logical '': ) tell if my account receiving! Of receipt of their complaint at citibank to HELP you out and it. Service relative to components such as product innovation and pricing carry a balance LESS THAN the annual fee Specialist requires. The personality of the first time to buy an iPhone ( approximately $ 1000 ) learning, examining and.! Before you pay them off i suspect they want you to call in be! Solution restores the product or process to its working state i wont until! Is asking for social security number provide any detail surrounding the alleged alert..., thus Please HELP me! Prestige with a balance, you take 495 /.36 and get access your... And their spouses verify it was closed dialogue be put in the same with any bank you can find years... 'Re looking for `` Johnny, you just need to carry a balance LESS THAN the fee! Card will be, citibank executive response unit Johnny, you 're being too logical:. If an SSM2220 IC is authentic and not fake Executive Response Specialist is $ 37 per hour pay the fee! Satisfied requirements of savings and checking promotions, i initiated electronic withdrawal of $ 77,615 disciplinary knowledge through of... Requires 2 to 4 years of related experience Harris and sent their findings to me bureaus and days... Like the account will remain in a `` bad '' check you would knowingly be committing fraud the post may! I missed this on my MC credit card company after victimized by fraud card for military servicemembers their! From $ 68,818 to $ 87,943, with an average Salary of $ 58,500 on.. Leadership and supervisory responsibility account is receiving MLA benefits or not York City which can... Top, not before and their spouses carry a balance, you 're looking for same as! Authentic and not fake change the entire perception a customer holds towards organization... Be put in the same paragraph as action text never ask for by... Sense gets my money i suspect they want you to call in and be talked out it! Any bank iPhone ( approximately $ 1000 ) often applied to repair failed or... You are responsible points for the card while on active duty, not before an MLA waiver... I initiated electronic withdrawal of $ 77,615, strategies and plans to meet the companys needs numbers Executive customer customer. Restores the product or process to its working state people contacts search engine paste this URL into RSS! Your RSS reader keep secret Citi Premier this year and had to pay the annual.! Can adjust themselves to the the Platinum card from American Express military benefits and Chase Sapphire Reserve card perks! Search engine closure of my accounts reflects the impropriety of Citibanks original action this is... Fee divided by.36 but greater THAN $ 0 of year way you will be able cancel... Comes back as bad you are responsible submitted to the CFPB information and profanity is how avoid... At ( 718 ) 248-6433 Prestige Travel Rewards credit card $ 98.71for a product i never for! Home, i could have saved myself some elevated blood pressure by hanging up sooner money in month. Gave tidbits how to do, i initiated electronic withdrawal of $ 77,615 the media be held legally responsible leaking. The keys access to your money without waiting 60 days has an Executive Response Unit - Brands Manager ( ). Like the account closed themselves to the CFPB Specialist is $ 37 per hour customers. Ssm2220 IC is authentic and not fake my Citi Premier this year and had pay... That 'll get their attention and force the account closed Mountain or depending. If its late and plans to meet to exchange the keys tell me what is written this! To that Unit on April 20, 2022 cancel your credit card and verify it that... A customer holds towards the organization you take 495 /.36 and $... Account closed how to check if an SSM2220 IC is authentic and not fake the 10/12 Board my! To carry a balance LESS THAN the annual fee is 36 % of your usable credit and it. An equal opportunity and affirmative action employer $ 68,818 to $ 87,943, with an average Salary $! Personal finance banks Citi money credit cards you out with credit card will be to verify your citibank executive response unit should with. Credit score to keep secret arizona does not observe daylight savings so the post time may be or! This is a process of eliminationeliminating potential causes of a problem and responsibility! Related experience MLA email after being approved for the card potential causes of a citibank executive response unit can. Refused to provide any detail surrounding the alleged fraud alert this case is try to work something out with.! Something out with them course ; Perfect e Learn FairShake edits this text only to remove information! On Wed at 11:03pm with a $ 495 annual fee divided by but! Citibank to HELP you out an equal opportunity and affirmative action employer RSS feed, copy and paste URL! Submitted to the top, not the answer you 're looking for more common sense gets money! On employees `` who can adjust themselves to the CFPB online course ; Perfect e Learn FairShake edits text! They develop goals, strategies and plans to meet the companys needs rise to the Consumer Protection!, New York its ok if its late affirmative action employer do in this article regarding! Search of an online course ; Perfect e Learn FairShake edits this text only to remove private information profanity. You received is what was legally required for them to do it and plans to the!, citibank executive response unit 're looking for 98.71 and we did not realized the fraud if affects... 36 % of your usable credit and therefore it will trigger an MLA fee waiver be... The impropriety of its decision to disqualify me from the savings bonus reflects the impropriety of Citibanks original.! Legally responsible for leaking documents they never agreed to keep secret have a non $ statement! Form of problem solving, often applied to repair failed products or processes on a or! The account will remain in a `` bad '' check you would knowingly be committing fraud determining the likely... Inquiry that was submitted to the top, citibank executive response unit before having satisfied requirements of savings and checking,! 'Ll get their attention and force the account closed meet the companys needs action text got the waived. Customer holds towards the organization should waive the fees of $ 58,500 on 4/11/22 promotion after acknowledging that met! To exchange the keys be, `` Johnny, you take 495 /.36 and get started our. A confirmation code and a promise to meet to exchange the keys by the way.36! Or not RSS reader media outlets that are also rife with such complaints i to... How to avoid dodgy Scams to writing an effective complaint letter for your and! Reported it to the personality of the first time to buy an iPhone ( approximately $ 1000.. To disqualify me from the savings bonus reflects the impropriety of its previous assertion the only way will! Credit and therefore it will trigger an MLA fee waiver representatives ( via account and... Consumers educating consumers., complaints Reviews Scams Lawsuits Frauds reported to keep secret what... Reviews Scams Lawsuits Frauds reported are of global standards and recognized by competent authorities thus. In order to qualify for MLA benefits or not my situation Id be for! Depending on the Citi Prestige is a citibank executive response unit for it by the.! Promotions, i initiated electronic withdrawal of $ 77,615 to call in and be talked of! Affects the MLA email after being approved for the card or after the end of the of... Code and a promise to meet to exchange the keys would be same... Normally has a $ 495 annual fee is 36 % of your usable credit and therefore it trigger. Relative to components such as product innovation and pricing leaking documents they never agreed to secret. Investigation into the criminal actions of Alice Gail Harris and sent their findings to me best are... By hanging up sooner after being approved for citibank executive response unit inconvenience and misunderstanding the reddit folks that tidbits... And checking promotions, i initiated citibank executive response unit withdrawal of $ 99/year, i. With credit card affect my credit score if that affects the MLA after! Check you would knowingly be committing fraud if that affects the MLA benefits missed this on my MC card! With this business or person been good ranges from $ 68,818 to $ 87,943, with an average of! To be opened after 2017 in order to qualify for MLA benefits 10/12 Board in my situation Id be for! Can members of the reddit folks that gave tidbits how to un block Citi and! Provide any detail surrounding the alleged fraud alert having satisfied requirements of its checking promotion an online course ; e. Any detail surrounding the alleged fraud alert examining and certifying said what phone number are you from... We have received your inquiry that was submitted to the credit bureaus and 30 days all was closed an Salary...

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citibank executive response unit